Mortgages and Home Equity Loans
Lisa Mish
Mortgage Loan Originator
Springfield, Ma 01103
I have been in the mortgage consulting business for almost 15 years. I was the top producer 2 years running with Mass Housing, Affliate of the Year for the Realtor Association of Pioneer Valley, and first woman president for the Western Mass Homebuilders and Remodelers Association. I am committed to our community and to providing quality service. Since we have a variety of mortgage products ranging from the MHP One loan, FHA, VA, Rural Housing, Mass Housing and Conventional or Portfolio mortgages my objective will be to educate you on the best mortgage available to suit your needs. I am also bi-lingual. Se habla espanol.
Applying or pre-qualifying online is as easy as 1-2-3. You can pre-qualify or apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- I will follow up to answer your questions.
My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 413-505-5735.
MassHousing Mortgages
Freedom offers MassHousing Mortgages to low- and moderate-income first-time homebuyers. These mortgages can be obtained with or without Private Mortgage Insurance and a down payment of 3% or more is required.
MHP – ONE Mortgages
Freedom now participates in the ONE Mortgage Program and offers the ONE Mortgage to low- and moderate-income first-time homebuyers. A down payment of 3% or more is required, but Private Mortgage Insurance is not.
FHA Loans
FHA loans offer lower down payments and are a good option for first-time homebuyers. The loans are insured through the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development.
USDA Loans
Loans through the U.S. Department of Agriculture (USDA) can help rural homebuyers achieve their dreams of owning their home! USDA loans are also not limited to first-time homebuyers.
VA Loans
VA loans, through the U.S. Department of Veterans Affairs (VA), help Service members, Veterans, and eligible surviving spouses become homeowners. Certain eligibility requirements apply.
For more information and rates on the above loan programs, contact Lisa!
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CALCULATORS
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Mortgages and Home Equity Loans
Today's Featured Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 5.625% | 5.738% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.500% | 4.684% | 0.000% |
| 5/1 Adjustable Rate Mortgage | ||
| Rate | APR | Points |
| 2.750% | 4.620% | 0.000% |
| 7/1 Adjustable Rate Mortgage | ||
| Rate | APR | Points |
| 3.000% | 4.437% | 0.000% |
| Home Equity | ||
| Home Equity Line of Credit | ||
| Rate | APR | Points |
| 4.250% | 4.250% | 0.000% |
| 10 Year Fixed Rate Home Equity Loan | ||
| Rate | APR | Points |
| 4.000% | 4.107% | 0.000% |